Sukanya Samriddhi account: savings for your daughter — who can open it, limits, and tax-free interest
National Savings Institute, Ministry of Finance (Sukanya Samriddhi Account Scheme)✓ Checked against the official notice ·
Who can get it
- A girl child up to 10 years old
- One account per girl child
Who cannot
- A new account cannot be opened for a girl older than 10
Documents you need
Tick the documents you already have
How to apply
- Go to a nearby Post Office or authorised bank branch
- Fill in the Sukanya Samriddhi account form
- Start the account with at least ₹250
How to check status / payment
- Check deposits and interest in the passbook
- Latest interest rate on the NSI website
| Organisation | National Savings Institute, Ministry of Finance (Sukanya Samriddhi Account Scheme) |
| Age limit | Girl child up to 10 years |
The Sukanya Samriddhi account is a savings account for your daughter’s future. It can be opened in the name of a girl up to 10 years old at a Post Office or authorised bank. You can deposit a minimum of ₹250 and a maximum of ₹1.5 lakh in a financial year. The account matures 21 years after it is opened.
When can I take money out?
Withdrawal is allowed for her higher education expenses. The account can be closed early on her marriage after she turns 18. It can be transferred from one Post Office or bank to another anywhere in India. The interest rate is set by the government and changes over time — see the latest rate on the NSI website.
Official links
FAQ
Where can I open the account?
At a Post Office or an authorised bank.
How many accounts per daughter?
Only one account per girl child.
This is an unofficial information website and is not linked to any government department. Always confirm on the official website before applying.